Whether your needs are for a home purchase, home improvement, personal or business loan, you are assured of receiving our personal attention on your request. For more information on loans, Credit Life and Accident & Health Insurance coverage, current rates or to apply for a loan click here to contact us.

• Residential Mortgages
• Loans

Our Residential Mortgage Products are the BEST in Town!

WE CHARGE

• NO POINTS!
• NO ORIGINATION FEE!
• NO APPLICATION FEE!

Our programs are more flexible than most bank's...

WE HAVE

• 100% financing available on purchases
• Many "stated" and "No-Doc" programs available with good credit
• "No ratio" and "alternative credit" qualifying

Residential Loan Officers

Sherry Miller
New Smyrna Beach Office
(386) 428-2299

Edgewater Office
(386) 424-9669

Loans

Real Estate Loans

• Residential First Mortgages
• Construction “Perm” Mortgages
• Lot loans (Residential or Commercial)
• Commercial Mortgages
• Consumer (1-4 units) Family Mortgages

Consumer Loans

• Automobile
• Boat
• RVs
• Personal

Commercial Loans

• Business Asset
• Equipment Loan
• Term Loan
• Single Pay/Time Notes

Lines of Credit (Personal and Commercial)

• Home Equity
• Personal/Checking Overdraft Protection
• Commercial Lines of Credit
• Builder Lines of Credit